Apple Inc. · Stock · graded on the House framework — is the payout covered, is the yield real or a trap, and does it compound or just pay? Snapshot · October 2026
AAPLApple Inc.Stock
Yield
0.32%
Dividend only
Payout ratio
12.4%
Of earnings
Shareholder yield
~2.4%
Dividend + buybacks
Pays
Quarterly
House verdict
Safe — but it's not income. The dividend could be covered eight times over, and Apple still isn't an income holding: at 0.32%, a $10,000 position pays about $32 a year. Counting buybacks, total shareholder yield is ~2.4% — a total-return stock that happens to mail a small check.
✓Payout-coverage check:12.4% payout — the dividend is in no danger whatsoever.
!Yield check:0.32% fails the House income test. Owned for growth and buybacks, or not owned.
AAPL in the House
Room: Tech Infrastructure. Not one of the House's current holdings — in Order a New House it takes a seat in this room and carries the room's 12% target. Target 12% — the growth engine room. Held for total return; whatever dividend shows up is incidental.
Every card is graded the same way and re-checked against the company's own filings. The Weekly House Score reports whatever crosses a House threshold; the House Tracker is the spreadsheet the framework itself runs on.
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Figures are the October 2026 snapshot, checked against company filings and announcements — not a live feed, and not financial advice. Read the full disclaimers.