Schwab U.S. Dividend Equity ETF · Dividend ETF · graded on the House framework — is the payout covered, is the yield real or a trap, and does it compound or just pay? Snapshot · October 2026
SCHDSchwab U.S. Dividend Equity ETFIn the HouseDividend ETF
Yield
3.41%
Trailing
Expense ratio
0.06%
Among the cheapest
Dividend growth
~11%/yr
10-yr CAGR
Pays
Quarterly
House verdict
Quality compounder. The House's anchor. Screened for cash flow and raise history before yield, so the payout is a byproduct of profitable companies — not the product itself.
✓Coverage check:Holdings are screened on return on equity and cash-flow-to-debt; the distribution is funded by earnings, not leverage.
✓Yield check:3.41% sits in the income-plus-growth band — real income that still compounds.
SCHD in the House
Room: Consumer Reliability — one of the House's own holdings, held at a 19% target weight. Target 19% — the House's biggest room. Broad, quality-screened dividend payers: the reliable base the income is built on.
Every card is graded the same way and re-checked against the company's own filings. The Weekly House Score reports whatever crosses a House threshold; the House Tracker is the spreadsheet the framework itself runs on.
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Figures are the October 2026 snapshot, checked against company filings and announcements — not a live feed, and not financial advice. Read the full disclaimers.