House Scorecards
State of the House — October 2026
Data as of October 19, 2026.
Monthly counts from the House Scorecards library. Descriptive counts only.
Cards by verdict
| Verdict | Cards |
|---|---|
| good | 270 |
| warn | 352 |
| bad | 14 |
| Total | 636 |
Cards by type
| Type | Cards |
|---|---|
| Stocks | 334 |
| REITs | 118 |
| BDCs | 32 |
| Dividend and sector ETFs | 83 |
| Banks and insurers | 55 |
| Option-income funds | 14 |
Yield of 8% or more and the Yield trap room
77 cards yield at least 8%. Of those, 10 sit in the Yield trap room (13.0%). Among non-option-income cards yielding at least 8% (65), the share is 15.4%. The 8% trigger applies to non-option-income holdings under section 8 of the grading method, so option-income funds appear in the first count but not in the Yield trap room count.
Verdict changes in October 2026
- October 25, 2026: SDIV — verdict warn to bad. 10-yr total return ~-3% despite ~9%/yr distributions
- October 29, 2026: DEM — verdict good to warn. 0.63% expense ratio exceeds §7 fail line (>0.30%); §7 enforcement ruling, Oct 28, 2026
- October 29, 2026: DHS — verdict good to warn. 0.38% expense ratio exceeds §7 fail line (>0.30%); §7 enforcement ruling, Oct 28, 2026
- October 29, 2026: DIV — verdict good to warn. 0.45% expense ratio exceeds §7 fail line (>0.30%); §7 enforcement ruling, Oct 28, 2026
- October 29, 2026: DLS — verdict good to warn. 0.58% expense ratio exceeds §7 fail line (>0.30%); §7 enforcement ruling, Oct 28, 2026
- October 29, 2026: DOL — verdict good to warn. 0.48% expense ratio exceeds §7 fail line (>0.30%); §7 enforcement ruling, Oct 28, 2026
- October 29, 2026: DON — verdict good to warn. 0.38% expense ratio exceeds §7 fail line (>0.30%); §7 enforcement ruling, Oct 28, 2026
- October 29, 2026: DVY — verdict good to warn. 0.38% expense ratio exceeds §7 fail line (>0.30%); §7 enforcement ruling, Oct 28, 2026
- October 29, 2026: DWX — verdict good to warn. 0.45% expense ratio exceeds §7 fail line (>0.30%); §7 enforcement ruling, Oct 28, 2026
- October 29, 2026: FDL — verdict good to warn. 0.45% expense ratio exceeds §7 fail line (>0.30%); §7 enforcement ruling, Oct 28, 2026
- October 29, 2026: FVD — verdict good to warn. 0.62% expense ratio exceeds §7 fail line (>0.30%); §7 enforcement ruling, Oct 28, 2026
- October 29, 2026: GCOW — verdict good to warn. 0.60% expense ratio exceeds §7 fail line (>0.30%); §7 enforcement ruling, Oct 28, 2026
- October 29, 2026: GOOGL — verdict good to warn. 0.27% yield (§1 sub-1% → warn; harmonization with GOOG card)
- October 29, 2026: IDOG — verdict good to warn. 0.50% expense ratio exceeds §7 fail line (>0.30%); §7 enforcement ruling, Oct 28, 2026
- October 29, 2026: IDV — verdict good to warn. 0.50% expense ratio exceeds §7 fail line (>0.30%); §7 enforcement ruling, Oct 28, 2026
- October 29, 2026: IQDY — verdict good to warn. 0.47% expense ratio exceeds §7 fail line (>0.30%); §7 enforcement ruling, Oct 28, 2026
- October 29, 2026: IYR — verdict good to warn. 0.40% expense ratio exceeds §7 fail line (>0.30%); §7 enforcement ruling, Oct 28, 2026
- October 29, 2026: JHMD — verdict good to warn. 0.39% net expense ratio exceeds §7 fail line (>0.30%); §7 enforcement ruling, Oct 28, 2026
- October 29, 2026: PEY — verdict good to warn. 0.53% expense ratio exceeds §7 fail line (>0.30%); §7 enforcement ruling, Oct 28, 2026
- October 29, 2026: RDIV — verdict good to warn. 0.39% expense ratio exceeds §7 fail line (>0.30%); §7 enforcement ruling, Oct 28, 2026
- October 29, 2026: RDVY — verdict good to warn. 0.47% expense ratio exceeds §7 fail line (>0.30%); §7 enforcement ruling, Oct 28, 2026
- October 29, 2026: SDOG — verdict good to warn. 0.36% expense ratio exceeds §7 fail line (>0.30%); §7 enforcement ruling, Oct 28, 2026
Method
Counts are generated from the published cards and the verdict ledger. The grading method is on the Methodology page.
Past issues
This is the first issue. Past issues will be listed here.